The Latest Fixed Deposit Interest Rates: Oct 23, 2026

SENSEX 73,123.83

 -125.56

NIFTY 22,600.00

 -87.65

CRUDEOIL 9,614.00

+ 130.00

GOLD 142,855.00

 -454.00

SILVER 195,504.00

 -4,095.00

SENSEX 73,123.83

 -125.56

NIFTY 22,600.00

 -87.65

NIFTY 22,600.00

 -87.65

CRUDEOIL 9,614.00

+ 130.00

CRUDEOIL 9,614.00

+ 130.00

GOLD 142,855.00

 -454.00

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The Latest Fixed Deposit Interest Rates: Oct 23, 2026

Updated - October 23, 2026 at 07:00 PM.

A fixed deposit is a trusted way to maintain liquidity and earn an assured rate of return on the capital. Interest rates vary from one bank to another. Let's take a comprehensive look at the interest rates on offer today.

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Bank<1
year1 to 2
years2 to 3
years3 to 5
yearsw.e.fFOREIGN BANKSDBS Bank66.56.56.5Sep 30Deutsche Bank576.256.25Jul 25HSBC4.15.55.355.5Jul 17Standard Chartered5.756.66.56.5Aug 01INDIAN: PUBLIC SECTOR BANKSBank of Maharashtra5.256.655.255Sep 14Bank of Baroda66.66.56.4Jun 12Bank of India5.56.66.76.25May 18Canara Bank5.56.66.256.25Mar 17Central Bank of India6.56.756.256Aug 10Indian Bank6.26.656.66.05Aug 04Indian Overseas Bank5.56.66.46.1May 15Punjab National Bank5.66.66.356.35Jun 01Punjab & Sind Bank4.856.96.15.95Oct 20State Bank of India5.96.456.46.3Dec 15UCO Bank56.456.16Apr 01Union Bank5.66.556.16Aug 04INDIAN: PRIVATE SECTOR BANKSAxis Bank5.756.56.56.5Sep 30Bandhan Bank4.207.457.457.25Jun 20CSB Bank67.175.75Sep 05City Union Bank6.257.37.36.55Oct 21DCB Bank6.57.57.57.5Aug 04Dhanlaxmi Bank5.57.16.57.25Oct 01Federal Bank66.656.56.7Sep 29HDFC Bank5.756.456.456.5Aug 19ICICI Bank5.56.36.556.6Oct 23IDBI Bank5.86.456.56.55Sep 21IDFC First Bank6.57.17.16.75Sep 01IndusInd Bank6.25776.65Jul 24J & K Bank66.757.056.75Oct 08Karnataka Bank5.7576.156.15Jun 08Kotak Bank66.656.656.4Sep 23Karur Vysya Bank77.26.556.55Jun 08RBL Bank6.857.357.16.85Oct 01South Indian Bank5.96.66.86.2Jun 19Tamilnad Mercantile Bank6.57.2576.7Apr 10TNSC Bank6.857.357.16.85NAYes Bank6.5776.75Jun 02SMALL FINANCE BANKSAU Small Finance Bank6.357.17.47Sep 01Equitas Small Finance Bank6.357.17.758Jun 16ESAF Small Finance Bank67.7586Aug 17Jana Small Finance Bank77.387.77Oct 22Suryoday Small Finance Bank6.57.88.18.25Oct 22Utkarsh Small Finance Bank68.17.57.25May 05Ujjivan Small Finance Bank67.557.257.8Sep 01

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Compiled by BankBazaar.com from respective bank's website as on the date mentioned above. Note that fixed interest rates may be subject to a revision after a specified tenure depending on the bank's T&Cs.

Some banks/FIs allow fixed rate only for a definite period and thereafter prevailing floating rates are made applicable.

Published on October 23, 2026

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